中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.120 (+1.707%) 沽空 $7.01亿; 比率 40.885% │0.5倍│5.7厘建行(00939.HK) +0.180 (+2.074%) 沽空 $9.00亿; 比率 32.883% │0.5倍│5.8厘中行(03988.HK) +0.080 (+1.566%) 沽空 $3.09亿; 比率 40.247% │0.4倍│5.7厘农行(01288.HK) +0.140 (+2.314%) 沽空 $2.14亿; 比率 38.433% │0.6倍│5.1厘交行(03328.HK) +0.090 (+1.255%) 沽空 $4.77千万; 比率 41.194% │0.4倍│5.7厘邮储银行(01658.HK) +0.050 (+0.990%) 沽空 $3.14千万; 比率 35.526% │0.5倍│4.7厘招行(03968.HK) +0.450 (+0.890%) 沽空 $4.78亿; 比率 47.358% │1倍│4.4厘光大银行(06818.HK) +0.030 (+0.952%) 沽空 $1.06千万; 比率 35.085% │0.4倍│5.6厘民生银行(01988.HK) +0.080 (+2.228%) 沽空 $1.14千万; 比率 13.261% │0.3倍│5.2厘浙商银行(02016.HK) +0.050 (+2.066%) 沽空 $3.25百万; 比率 44.705% │0.3倍│6.3厘重农行(03618.HK) +0.130 (+1.857%) 沽空 $3.91百万; 比率 11.350% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-04-17 16:25。)